Certified Meeting Professional (CMP) Practice Exam

What type of insurance provides reimbursement for medical expenses related to injuries occurring at an event?

1. Independent contractor liability

2. Medical liability

3. Products liability

4. Employers liability

The correct answer is: Medical liability

The correct choice is medical liability insurance, as this type of coverage specifically addresses medical expenses arising from injuries that occur during an event. It is designed to cover costs related to accidents, such as medical treatment for attendees who may become injured while participating in or attending an event. This insurance can help mitigate financial risks associated with potential medical claims against the event organizers. Other options focus on different types of coverage that do not directly address medical expenses. Independent contractor liability pertains to claims arising from the actions or negligence of independent contractors, while products liability pertains to damages caused by defective products. Employers liability insurance covers injuries to employees related to their employment, not injuries to event attendees. Each of these types of insurance serves a distinct purpose, thereby reinforcing why medical liability is the appropriate choice in this context.